Photo of Patelco member, Debra, enjoying the outdoors

Our strength is your security

Join Patelco today by opening a free checking account.

Join Us

Enjoy the benefits of free membership

Member-owned

As a member-owned, not-for-profit financial institution, we are here to serve you

Full range of products

We have savings and borrowing solutions to fit your unique needs

Better rates

Better rates and low-to-no fees means stronger financial wellness

Insured by NCUA

Protected up to $250,000, your money is safe with us

Digital solutions

With our top-rated Mobile App, you have digital ease and security everywhere you’d expect

Personalized advice

We offer 1:1 personalized financial advice and guidance – our mission is supporting you

See what our members are saying

I use the Mobile App and they have a little thing called ‘the savings goal’ …and they help you save. So easy.

NADEEN
I use the Mobile App and they have a little thing called ‘the savings goal’ …and they help you save. So easy.

When I walk into Patelco, I feel greeted, and seen, and heard.

ALICIA
When I walk into Patelco, I feel greeted, and seen, and heard.

To have someone by your side while you're going through the journey feels really good.

AUSUNDRA
To have someone by your side while you’re going through the journey feels really good.

Every time I go to Patelco with a challenge, they come back with a positive solution.

CHRIS
Every time I go to Patelco with a challenge, they come back with a positive solution.

The extra service and protection goes way beyond.

DEBRA
The extra service and protection goes way beyond.

Photo of young Patelco member, Nadeen, enjoying the benefits of Student Checking
Photo of Patelco member, Alicia, leaning on a tree and enjoying the benefits of free membership
Photo of Patelco member, Ausundra, outside with a friend speaking directly to them about an exciting topic
Photo of Patelco member, Chris, with his arms folded and staring directly into the camera with a smile
Photo of Patelco member, Debra, looking closely into the camera with a smile
Start with a Free Checking account
Get paid up to 2 days early with direct deposit1
Join Us Start with a Free Checking account

1 Early access to direct deposit funds depends on the timing of the receipt of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 (two) days earlier than the scheduled payment date.