Check your balance and get personalized insights on spending habits
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Transfer money between accounts, pay friends or bills, and deposit checks
Create financial goals for life events and auto-save with each purchase
1 Refer a friend using your personal referral code assigned to your membership. Your referral MUST use your code to become a member and open a new checking account by July 31, 2025 at any Patelco branch or online and meet the qualifications outlined here to earn up to $200. To qualify for the first $100 bonus, the following criteria must be met: 1) new member must join Patelco by opening a Free Checking or Interest Checking account with the referral code provided 2) sign up for eStatements 3) have a minimum of two (2) consecutive qualifying monthly direct deposits of $500 or more into the new Patelco checking account totaling $1,000 or more within 90 days of new membership.
Qualifying direct deposits are electronic deposits of payroll (paycheck), government benefits payments, Social Security, pension or other income received through the Automated Clearing House (“ACH”) Network. Deposits that do not qualify include, but are not limited to, internal Patelco account to account transfers, check deposits, peer-to-peer transfers (e.g., transfers from Zelle®, PayPal, Venmo, etc.), ATM or branch deposits, ATM transfers, or remote deposits.
For the new member, who has met the above-stated criteria, to earn up to an additional $100, they must complete the following activities within 90 days of their new membership: 1) open a Money Market Plus or Money Market Select account to earn an additional $50, 2) sign up and use RoundUp at least once for debit card purchases to earn another $50.
Referring members can earn $100 for each referral that meets the qualifications for the first $100 bonus and can earn up to $500 total in Refer a Friend bonus per year. The referral bonus will be credited to your Patelco savings account. The cash bonus for new members will be credited to their new Patelco checking account after qualification criteria are met, on or before 90 days from the date the new membership is opened. Accounts must be open and in good standing at the time of bonus credit. Patelco employees are not eligible. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.