Routing # 321076470

Resources to build your financial wellbeing

What Are Share Certificates?

Types of Savings Accounts

Tips to Avoid Phishing Attempts

Avoid Finance Spoofing

What’s a Money Market Account?

Is My Money FDIC-insured?

Saving vs. Paying Off Debt

Saving on a Tight Budget

Qualifying for a Mortgage

Prequal vs Preapproval Explained

What does a Real Estate Agent Do?

All about Down Payments

I Didn’t Save Enough for Retirement

Staying on Track in Turbulent Times

Why to Do an Annual Portfolio Review

A Guide to Social Security Benefits

Hear stories from real Patelco members

My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can’t say enough about how well we were treated, and overall, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!

I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!

David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online… and now it’s completely done, money transferred and paid off the original loan!

My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!

Judy F.
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan […]

We just finished opening our second and third account here and couldn't be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked about and was just so pleasant to deal with.  

Suzette W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]

After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!

Nelson P.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest […]

Patelco member Lonna B. smiles at the camera.
A portrait of Patelco member David L.
Patelco member Judy F. holds her small dog.
Suzette W., a Patelco member, smiles at the camera.
Nelson P., a young Patelco customer, looks out the window.

Secure access to your accounts.
Anywhere. Anytime.

Check your balance and get personalized insights on spending habits

Monitor your credit score, add a trusted contact, set alerts and more

Transfer money between accounts, pay friends or bills, and deposit checks

Create financial goals for life events and auto-save with each purchase

1 The offer applies to new members using code R7BWNBFB to open a new checking account (minimum deposit of $100) at a Patelco branch only.

Student Checking is available for ages 13-17. Students age 18 and older will be eligible for Free Checking with the same offer. The $50 checking reward will be credited to the savings account within 5 business days of the qualifying new account being opened. Receive an additional $50 reward by opening a Money Market Select or Money Market Plus account once you’ve met the checking account reward requirement.

The additional $50 will be credited to the money market account. Offer ends January 31, 2025. If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099.

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