Rates Effective 10/03/23
| Loan Program | Amount | Rate | APR2 APR1 | |||||
|---|---|---|---|---|---|---|---|---|
| 17986 | 30-Year Fixed | $50,000 to $726,200 | 7.750 | 7.855 | 1 | 10/03/23 | $766,550.00 | $1,500,000 |
| 18072 | 30-Year Fixed (No Closing Costs, 3% Down) | $50,000 to $726,200 | 8.250 | 8.325 | 2 | 09/12/23 | ||
| 18090 | 20-Year Fixed | $50,000 to $726,200 | 7.500 | 7.631 | 3 | 09/26/23 | ||
| 18120 | 15-Year Fixed | $50,000 to $726,200 | 7.500 | 7.662 | 4 | 09/26/23 | ||
| 18139 | 10-Year Fixed | $50,000 to $726,200 | 7.500 | 7.726 | 5 | 11/09/23 | ||
| 18145 | 30-Year Fixed Jumbo | $726,201 to $2,500,000 | 7.750 | 7.836 | 8 | 11/09/23 | 1 | |
| 18144 | 15-Year Fixed Jumbo | $726,201 to $2,500,000 | 7.375 | 7.505 | 9 | 11/09/23 | 1 | |
| 26594 | 15-Year Fixed High Balance | $766,551 to $1,149,825 | 7.500 | 7.662 | 6 | 01/01/24 | ||
| 26600 | 30-Year Fixed High Balance | $766,551 to $1,149,825 | 7.500 | 7.662 | 7 | 01/01/24 |
Rates Effective 10/03/23
| Loan Program | Amount | Rate | APR1 | ||||
|---|---|---|---|---|---|---|---|
| 18158 | 5/1 30-Year Adjustable2 | $50,000 to $726,200 | 8.000 | 7.801 | 10/03/23 | 10/03/23 | 1 |
| 18167 | 5/5 30-Year Adjustable3 | $50,000 to $726,200 | 7.750 | 7.189 | 09/26/23 | 09/26/23 | 2 |
| 18457 | 7/1 30-Year Adjustable2 | $50,000 to $726,200 | 7.625 | 7.786 | 09/11/23 | 09/11/23 | 3 |
| 18399 | 10/1 30-Year Adjustable2 | $50,000 to $726,200 | 7.750 | 7.855 | 09/11/23 | 09/11/23 | 4 |
| 18418 | 10/10 30-Year Adjustable4 | $50,000 to $726,200 | 7.875 | 7.667 | 09/11/23 | 09/11/23 | 5 |
| 18427 | 5/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.125 | 7.570 | 09/25/23 | 09/25/23 | 6 |
| 18444 | 5/5 30-Year Adjustable Jumbo3 | $726,201 to $2,500,000 | 7.250 | 6.957 | 09/11/23 | 09/11/23 | 7 |
| 18371 | 7/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.125 | 7.494 | 09/11/23 | 09/11/23 | 8 |
| 18474 | 10/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.250 | 7.490 | 09/11/23 | 09/11/23 | 9 |
| 18480 | 10/10 30-Year Adjustable Jumbo4 | $726,201 to $2,500,000 | 7.375 | 7.772 | 09/11/23 | 09/11/23 | 10 |
Rates Effective 10/03/23
| Loan Program | Amount | Rate | APR2 APR1 | |||||
|---|---|---|---|---|---|---|---|---|
| 18033 | 30-Year Fixed | $50,000 to $726,200 | 7.750 | 7.855 | 10/03/23 | 10/03/23 | 1 | |
| 18036 | 20-Year Fixed | $50,000 to $726,200 | 7.625 | 7.758 | 09/13/23 | 09/13/23 | 2 | |
| 18041 | 15-Year Fixed | $50,000 to $726,200 | 7.625 | 7.790 | 09/05/23 | 09/05/23 | 3 | |
| 18046 | 10-Year Fixed | $50,000 to $726,200 | 7.625 | 7.854 | 09/01/23 | 09/01/23 | 4 | |
| 18049 | 15-Year Fixed High Balance | $766,551 to $1,149,825 | 7.875 | 7.963 | 09/01/23 | 09/01/23 | 5 | |
| 18053 | 30-Year Fixed High Balance | $766,551 to $1,149,825 | 7.500 | 7.632 | 08/31/23 | 08/31/23 | 6 | |
| 18057 | 30-Year Fixed Jumbo | $766,551 to $2,500,000 | 7.500 | 7.583 | 09/05/23 | 09/05/23 | 7 | |
| 18061 | 15-Year Fixed Jumbo | $766,551 to $2,500,000 | 7.375 | 7.505 | 09/05/23 | 09/05/23 | 8 |
Rates Effective 10/04/23
| Loan Program | Amount | Rate | APR1 | ||
|---|---|---|---|---|---|
| 18071 | 5/1 30-Year Adjustable2 | $50,000 to $726,200 | 7.875 | 7.910 | 10/04/23 |
| 18077 | 5/5 30-Year Adjustable3 | $50,000 to $726,200 | 9.000 | 10.000 | 09/09/23 |
| 18085 | 7/1 30-Year Adjustable2 | $50,000 to $726,200 | 7.875 | 7.925 | 09/08/23 |
| 18091 | 10/1 30-Year Adjustable2 | $50,000 to $726,200 | 8.000 | 8.032 | 09/08/23 |
| 18098 | 10/1 30-Year Adjustable2 | $50,000 to $726,200 | 8.125 | 7.847 | 09/08/23 |
| 18108 | 5/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.250 | 7.622 | 09/08/23 |
| 18114 | 5/5 30-Year Adjustable Jumbo3 | $726,201 to $2,500,000 | 7.375 | 7.010 | 09/08/23 |
| 18118 | 7/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.250 | 7.562 | 09/05/23 |
| 18123 | 10/1 30-Year Adjustable Jumbo2 | $726,201 to $2,500,000 | 7.375 | 7.576 | 09/08/23 |
| 18130 | 10/10 30-Year Adjustable Jumbo4 | $726,201 to $2,500,000 | 7.500 | 7.383 | 09/08/23 |
Connect with a Home Loan Consultant for personalized advice tailored to your financial goals.
1 APR = Annual Percentage Rate. APRs are based on the following:
Rate shown at 60% loan-to-value (LTV), owner-occupied purchase with excellent credit and no subordinate financing. Your rate may be different than what is shown, there are pricing adjustments on certain scenarios. Please use the rate calculator on our mortgage application site to receive a better estimate for your scenario. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.
High-Balance Mortgages allow for higher loan limits beyond the $766,550.00 conforming limit up to $1,000,000.00 for high-cost areas as determined by the Federal Finance Agency (FHFA). These higher limits are designed to make homeownership more affordable in areas with the highest home prices and are typically priced below jumbo mortgage loan.
2 The index is the weekly average of the 1-year US Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve. The caps are 2% annually and 6% lifetime based on the initial rate. The current index is 5.45%. Your rate may be different than what is shown.
3 The index (for 5/5 product) is the weekly average of the 5-year US Treasury securities adjusted to constant maturity of five years, as made available by the Federal Reserve. The caps are 2% every adjustment and 5% lifetime based on the initial rate. The current index is 4.62. Your rate may be different than what is shown.
4 The index (for 10/10 product) is the weekly average of the 10-year US Treasury securities adjusted to constant maturity of ten years, as made available by the Federal Reserve. The caps are 3% every adjustment and 6% lifetime based on the initial rate. The current index is 4.56. Your rate may be different than what is shown.
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