Routing # 321076470

Business Banking

We provide a number of banking solutions to help your small business grow. Explore our customized products below to choose the right one for your business.

Low Monthly Fee

Business Checking

Help your business grow with the convenience of our worry-free Business Checking account.

Extra Benefits

Business Interest Checking

Enjoy the convenience of higher transaction limits with low monthly fees.

Earn Rewards

Business Rewards Card

Earn Rewards Points on your purchases and access extra security features, tools, and benefits to fit your business needs.

Avoid Extra Fees

Business Overdraft Protection

Ensure peace of mind and keep your business going with overdraft protection.

Accept Payments

Business Merchant Services

Everything your business needs — from hardware to software — to process credit or debit card payments.

No Monthly Fee

Business Savings

A convenient, secure account that helps your business grow— and gives you access to your money when you need it.

High-Yield Savings

Business Money Market

Get the most out of your Patelco Business relationship with a rate as high as 4.50% APY1

Business Money Market 2

Get the most out of your Patelco Business relationship with a rate as high as 4.50% APY1

Small business banking benefits to help meet your goals

Mobile Banking Made Easy

Access your money and accounts almost anywhere with our Mobile App

Peace of Mind

Deposits are insured up to $250,000 (per account) by the NCUA

Online Convenience

Manage your accounts with Patelco Online™

Overdraft Protection

Say goodbye to fees and overdrawn checking accounts when you link certain accounts

How to open a business account
Our Virtual Branch team members are prepared to answer your questions and help you open a Patelco Business account. We’ve even created a Business Banking account checklist here that outlines the documentation you’ll need to establish business membership with us!

As required by law, our Virtual Branch team members will ask for names, addresses, taxpayer ID numbers and other information to help us identify your business and its owners.

Business Banking FAQs

1 APY=Annual Percentage Yield. Rates are effective as of 12/01/2023 and are subject to change before or after account opening without notice. Rates vary by tier and apply to the full balance.

The following variable interest rates will apply to your account balance: 4.50% APY on balances of $250,000.00 or greater, 4.00% APY on balances between $100,000.00 and $249,999.99, 3.51% APY on balances between $50,000.00 and $99,999.99, 3.00% APY on balances up to $49,999.99.

In order to attain higher interest rates the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number). If the account fails to meet eligibility, the lower interest rate of 0.05% will be defaulted for that month.

Compare

Up Arrow