great rate

Save with a Patelco Certificate

A Certificate (CD) is the perfect way to lock in a great rate, get a guaranteed return, and take the risk out of your portfolio. Plus, with a rate over 2 times the national average for 13-18 Month Certificates2, we’ve got one of the best deals around! Your deposit is NCUA insured up to $250,000. Open Patelco’s 18-Month Certificate today.

See how Patelco stacks up against the competition2

InstitutionTermAPY 2
20158Patelco Credit Union18-Month5.0014.00%$250.00$500,000.00
20156Citibank 18-Month4.152
20155Bank of the West418-Month0.054
20142Bank of America313-Month3.803

Open your certificate with as little as $250

Grow your savings faster

Lock in one of the highest rates around.

Guaranteed return

Get rid of the market risk and earn a great return.

Save for your big or small goals

Enjoy more flexibility on shorter terms.

1 APY (Annual Percentage Yield) as of 03/03/2023. The 4.00% APY 18-Month IRA Certificate special offer is subject to end at any time without notice. Terms and conditions may vary by account. Minimum balance for all certificates is $250.00. Maximum balance is $500,000.00. There is a penalty for early withdrawal for all certificates. Please see the Certificate Accounts section in the Patelco Member Handbook for details.

2 Data provided by Informa as of 02/28/2023.

3Source: as of 02/28/2023.

4Source: as of 02/28/2023.


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