Routing # 321076470
Manage your Health Savings Account (HSA) online.

With Patelco Online, you can securely manage your Health Savings Account (HSA).

  • Get account and dividend details
  • Check balances
  • View your HSA debit card transaction history
  • Send us a secure message

What is a High-Deductible Health Plan?

An HDHP is a health insurance plan that meets the dollar limits shown in the table below. For 2024, annual catchup contributions are $1,000 for individuals 55 or older.

High-deductible health plans and contribution limitations change annually to reflect cost-of-living increases.

2023 HDHP Limits

Plan Coverage Self Only Family
Annual Deductible $1,500 $3,000
Annual Deductible plus out of pocket expenses cannot exceed $7,500 $15,000
Annual Contribution Limit $3,850 $7,750

2024 HDHP Limits

Plan Coverage Self Only Family
Annual Deductible $1,600 $3,200
Annual Deductible plus out of pocket expenses cannot exceed $8,050 $16,100
Annual Contribution Limit $4,150 $8,300

Health Savings Account (HSA) Rates

HSA Tiered Rates

Rates Effective 01/01/2020

Minimum BalanceAPY1RateDividends Paid
18389$0.000.050.05Monthly01/01/2020
18392$2,000.010.100.10Monthly01/01/2020
18398$3,500.010.250.25Monthly01/01/2020

Health Savings Account Q&A

1 APY = Annual Percentage Yield

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