Finances for New Families by BALANCE

In a world where money moves with a tap, swipe, or click, how do we help kids understand its real value? From debit cards and mobile wallets to in-game currencies and buy-now-pay-later offers, today’s digital-first financial landscape can be overwhelming. This session will equip parents with practical tools to guide teens in building smart, responsible money habits. We’ll also cover the types of digital and virtual currencies kids encounter and discuss how digital spending can shape behaviors and perceptions. Join us to learn how to turn digital money into a powerful teaching tool for lifelong financial wellness.

Join us for an empowering session on how credit can be a powerful tool in your financial journey – from securing housing and employment to saving money on loans and credit cards. We’ll demystify how credit scores are calculated, explore the key factors that influence your score, and share practical habits to help you build and maintain strong credit over time. You’ll also get introduced to Patelco’s tools and resources designed to support you every step of the way. Whether you’re just starting out or working to rebuild your credit, we’re here to help you move forward with confidence toward a stronger financial future.