Reduce your rate or car payments

Refinancing can help you save on interest, get into a more affordable loan term or free up cash in your budget.

It only takes a few minutes to calculate your savings.

Financing an older vehicle

Looking to finance a vehicle more than 10 years old? Contact us at the Patelco Virtual Branch to learn more.

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Lowest rate shown with a financed Loan-to-Value (LTV) ratio of 95%. Loans exceeding 95% LTV may be subject to higher rates. Rates are subject to change depending on the loan term, loan‑to‑value (LTV), vehicle age, vehicle mileage, credit history, account relationship, or promotional programs. Financing more than the vehicle’s value may result in a higher interest rate.