happy dance

Open Patelco’s 14-month certificate and enjoy a phenomenal guaranteed rate that’s over 2 times the national average for Certificates in 11-14 month range2. Your deposit is NCUA insured up to $250,000.

Open your certificate with as little as $250

Grow your savings faster

Lock in one of the highest rates around

Guaranteed return

Accounts insured up to $250,000 by the NCUA

Save for your big or small goals

Enjoy more flexibility on shorter terms

Prefer talking to someone?

Visit a Patelco branch near you or meet online via Virtual Branch using Zoom. Or, make an appointment to talk to someone on our Patelco team at a branch at a time that works for you.

1 APY (Annual Percentage Yield) as of 12/20/2022. The APY offer is subject to end at any time without notice. This offer is not available for IRA certificates. Terms and conditions may vary by account. Minimum balance for all certificates is . Maximum balance is . There is a penalty for early withdrawal for all certificates. Unless other instructions are received from the member, the 14-Month Certificate will rollover into a 12-month share certificate upon maturing at the 12-month certificate APY effective at the time of rollover. Please see the Certificate Accounts section in the Patelco Member Handbook for details.

2 Data provided by Informa as of 12/15/2022.


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