Branch Hours (PT)
| Weekdays | 10am - 5pm |
| Saturdays | 10am - 2pm |
Our Services
- Onsite Parking
- ATM
- Wheelchair Accessible
- Member Seating Area
- Free WIFI
- Private Meeting Offices
Onsite Parking 
ATM 
Wheelchair Accessible 
Member Seating Area 
Free WIFI 
Private Meeting Offices Meet the team
Chris Huynh
Milpitas Branch Manager
Linda Low
Home Loan Consultant
NMLS ID: 633682
With more than 20 years of experience in the financial industry, Linda Low is deeply committed to helping individuals achieve long-term financial wellness. As your Home Loan Consultant, she takes the time to understand your unique goals and provides personalized guidance to help you find the most affordable and effective mortgage solution.
Whether you’re buying your first home, planning to downsize, or looking for ways to save on your current mortgage, Linda brings the expertise, insight, and patience needed to support you every step of the way.
Mani Budwal
Financial Advisor
Patelco Financial Solutions1
CA Insurance License: 0K91624
Mani Budwal brings a breadth of experience to investments and financial planning. His diverse background and training enables him to help clients pursue their long and short-term financial goals through comprehensive, individualized financial planning.
“I’m a big believer in awareness and education. I find that Patelco members often times don’t know about the kind of solutions that are available for them to help achieve their goals. It brings me a lot of happiness to financially educate our members and know that I have impacted them and their family’s lives for the better.”
Mani believes that a client-focused approach to financial planning helps to ensure that recommended solutions encompass each client’s goals, time horizon and risk tolerance. He specializes in investment analysis and works closely with his clients to develop a customized financial strategy that they are comfortable embracing.
Hear stories from real Patelco members
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can’t say enough about how well we were treated, and overall, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!
David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online… and now it’s completely done, money transferred and paid off the original loan!
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!
Judy F.
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan […]
Suzette W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!
Nelson P.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest […]
Featured Products at Patelco Milpitas
Checking Accounts
Manage your everyday spending and access online banking tools that are tailored to you. Open a checking account today.
Savings & Certificates
Explore a range of savings and money market accounts. Start earning when you open a savings account.
Credit Cards & Personal Loans
Credit cards with everyday low rates and $0 balance transfer fees, and personal loans to pay off high interest debt or other expenses.
Auto Loans
Explore competitive rates on new or used car loans, and save on payments when you refinance your current auto loan.
Home Loans
Home loans for any need, with flexible lending options for new and existing homeowners. Refinance your existing mortgage to reduce payments or take cash out.
Investments & Financial Planning
Personalized strategies, tools and expertise to help you along your financial journey. Learn more about our investing and financial planning services.
We're on your schedule, 24/71 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA, SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Check the backgrounds of our investment professionals on FINRA’s BrokerCheck.