Branch Hours (PT)
| Weekdays | 10am - 5pm |
| Saturdays | Closed |
Our Services
- Free WIFI
- Coffee & Tea
- Nearby Bus Stop
- Nearby BART Stop
- ATM
- Financial Advisor
- Certified Financial Specialist
- Wheelchair Accessible
- Member Seating Area
Free WIFI 
Coffee & Tea 
Nearby Bus Stop 
Nearby BART Stop 
ATM 
Financial Advisor 
Wheelchair Accessible 
Member Seating Area Meet the team
Aaron Lima
San Francisco - Main Branch Manager
Yolanda Ortiz Velazquez
Home Loan Consultant
NMLS # 1743035
With over 10 years of experience in the Mortgage Industry, Yolanda is passionate about helping individuals and families achieve their dream of homeownership. She takes pride in being a trusted resource throughout every step of the loan process, always thorough, detail oriented and committed to making the experience as smooth and stress free as possible. As a fluent Spanish speaker, she also ensures that language is never a barrier to homeownership. It is important to Yolanda that all families feel heard, understood and empowered through their journey.
Kristian Pavlov
Financial Advisor
Patelco Financial Solutions1
CA Insurance License: 0M07077
Kristian Pavlov is dedicated to helping clients feel confident in their financial decisions. He believes that strong relationships, clear communication, and trust are the foundations of an effective financial plan. By taking the time to understand each client’s goals, he works collaboratively to develop strategies aligned with their long-term objectives.
Whether clients are building wealth, planning for life’s milestones, or preparing for retirement, Kristian focuses on providing thoughtful guidance tailored to each stage of their financial journey. His approach emphasizes listening, education, and creating clarity every step of the way.
Hear stories from real Patelco members
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, and overall, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
Lonna B.
My daughter and I opened an account with Patelco Credit Union on Clay Street (Oakland) earlier this week. I can’t say enough about how well we were treated, and overall, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online... and now it's completely done, money transferred and paid off the original loan!
David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. The entire process was completed in less than a day. From my first inquiry call, to signing the papers online… and now it’s completely done, money transferred and paid off the original loan!
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan quickly and smoothly. Thank you Patelco!
Judy F.
My family and I have all been members of Patelco Credit Union for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, and answered all my questions with clarity and patience. The loan department responded promptly and processed my loan […]
Suzette W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest I was able to find!
Nelson P.
After reading all the positive reviews, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. Their rates are also some of the lowest […]
Featured Products at Patelco San Francisco – Main
Credit Cards & Personal Loans
Patelco offers credit cards with competitive rates and no transfer fees, and debt consolidation loans to help you pay off your debt faster.
Auto Loans
Get competitive rates on new or used auto loans or lower your car payments with car loan refinancing.
Savings & Certificates
Watch your money grow with a savings account that matches your needs, including share certificates with higher interest rates.
Checking Accounts
Get the right checking account to manage your spending and say goodbye to fees with Patelco’s free checking account.
Investments & Financial Planning
Learn about our investing and financial planning services and get help with investment strategies, college savings plans, estate planning and more.
Home Loans
Get a fixed or adjustable home loan with competitive rates, or use get a home equity line of credit to pay for a remodel or other big expense.
We're on your schedule, 24/71 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA, SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Check the backgrounds of our investment professionals on FINRA’s BrokerCheck.