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Money Market Plus
Easy access to federally insured savings rates as high as 3.85% APY.2
1 APY=Annual Percentage Yield. Rates are effective as of 10/01/2025 and are subject to change before or after account opening without notice. Rates vary by tier and apply to the full balance.
The following variable interest rates will apply to your account balance: 3.85% APY on balances of $250,000.00 or greater, 3.60% APY on balances between $100,000.00 and $249,999.99, 3.35% APY on balances between $50,000.00 and $99,999.99, 3.00% APY on balances between $25,000 to $49,999.99, 2.50% APY on balances between $5,000 to $24,999.99, and 0.05% APY up to $4,999.99.
In order to attain higher interest rates the account must meet the eligibility requirements, that is a Patelco checking account (opened under the same Member Number). If the account fails to meet eligibility, the lower interest rate of 0.05% will be defaulted for that month.